Position Summary:

Acquire new business opportunities and deepen existing relationships by initiating contact with existing and prospective clients to uncover new deposit, loan, merchant, and treasury opportunities. Develop a strong network of referral sources to maintain a robust loan and deposit pipeline. Maintain knowledge of industry trends, products, and technology. Identify and participate in business development activities, community affairs, and digital marketing to enhance Brannen Banks presence in the market.

Essential Functions and Responsibilities:

This list is not to be construed as exclusive or all-inclusive; other duties may be required and assigned.

Maintain current knowledge of all federal and state laws and regulations, along with Brannen Bank’s policies and procedures.
Acknowledge and agree to Brannen Bank’s principle to not harm consumers with any act that could be misleading, unfair, deceptive, or abusive in act or practice.
Build and maintain Brannen Bank’s positive image and reputation in the community.
Monitor trends and identify new business opportunities for the Bank.
Meet or exceed core deposit, loan production, and fee income revenue goals.
Develop new business clients and expand existing relationships through proactive outreach efforts. Conduct thorough needs based conversations to uncover new deposit, loan, merchant, and treasury opportunities.
Develop and maintain a strong network of referral sources.
Proactively contact business owners, centers of influence, and consumer clients to develop and maintain personal loan pipeline.
Independently assess both basic and complex client needs and match bank lending products and solutions to meet those needs.
Negotiate independently with clients on loan structure, pricing, and other bank products and services available. Gain client acceptance and buy in.
Obtain, verify, and analyze an applicant’s financial status, credit, and collateral to determine loan feasibility.
Effectively utilize MortgageBot to produce a recommendation for loans based on the applicant’s financial status.
Submit complete and thorough loan packages for approval.
Market all Brannen Bank loan products and bank services. Specialize in Commercial, Consumer, and Mortgage loans.
Operate within budget and continually monitor and look for opportunities to operate efficiently.
Interacts with business units, third party vendors, and clients at all levels. Propose strategies and solutions for accomplishment of strategic business objectives.
Observe all bank policies and procedures relating to Information Security, BSA, OFAC, CIP, SAFE Act, all related acts, and participate in ongoing related training.
Procure and maintain active Federal unencumbered MLO license through NMLS.
Maintain high expectations and standards for quality customer service
Support bank goals
Pleasant, respectful, and courteous in all interactions with clients and co-workers
Attend and participate in-service scheduled training, educational classes and meetings to maintain current and compliant with all regulations.
Satisfactorily complete all required Bank Secrecy Act/Anti-Money Laundering/OFAC compliance

training and comply with all regulations which apply within the scope of the position

Satisfactory complete all required BSA/AML, HR, and IT required compliance training.

Preferred Experience and Abilities:

High School Diploma or equivalent
Strong experience and confidence in business development, business service origination, and professional network development.
Experience with web marketing, social media marketing and online/mobile banking applications.
Excellent interpersonal and marketing skills.
Highly developed written and verbal communication skills.
Proficient in Microsoft Word, Excel, and Outlook
Must be able to read, write, speak and understand the English language

Brannen Banks of Florida Inc

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